Free the power
of P2P insurance
Because insurance has to work for people, not a vice versa
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Why should I share risks?

Imagine your friends and you chipped in to create a budget for a rainy day. Now, consider the same idea but with cool benefits and full democracy.

P2P
Moneywise
Inclusive
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How does it work?

All unpleasant situations happen at the most inconvenient moments. Whether you've broken your phone, had your bike stolen, or, worse, your furry friend needed a vet, the community is here to help.

That's why we like P2P risk-sharing.Check the explainer to find out more.

01

Create a pool or join an existing one. Set you own rules.

02

Now your insurance is active. Your mates and you have a shared budget.

03

File an instant claim.Receive your payout.

04

At the end of your insurance, get Cashback if you haven't filed any claim.

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Pay now less
not to pay more later

Choose what you would like to protect

Dog or cat

from €20/year

Bicycle

from €50/year

Smartphone

from €36/year

Smartwatch

from €30/year

*The price depends on your device purchase price.

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Any question?

We all doubt facing something new. So here you can find an answer.

What's the difference between traditional insurance and P2P?

P2P is freedom. While traditional insurance looks for reasons to decline your claim, with P2P you receive a payout within the standard bank transfer deadline because you and your mates have set such rules. All the power is in your hands.
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Furthermore, there are no pre-existing conditions to worry about, such as poor credit history, diseases, nationality, device age, and stuff. People-to-people coverage is affordable for everyone!

How many people do I need to invite to create my own pool?

Your pool will be activated as soon as you create it. But you need to invite 2 mates to start using insurance completely. Your pool will be based on the contributions you and your mates have made. 

Can I insure devices with existing defects?

It depends on the defects your device has. Minor scratches are appropriate for coverage, but serious damage may not be covered.

This is our way of giving a guarantee that a budget will be spent only on real cases which happen after joining the pool. 

Can I cancel my subscription?

Of course! You can cancel it anytime and take your money back. However, your bank might charge some fees.

What's the security like in such a system?

We use the highest security standards to ensure the confidentiality of your data. We don't collect and distribute personal information to third parties. Also, when each user joins Wemates, they receive a unique ID. So, fraudsters won't be able to receive a payout for improper cards.

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Wemates aims to make insurance accessible to every person
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